In order to effectively respond to the ever-evolving forms of fraud, the government launched its next-generation anti-fraud strategy guidelines in June 2022 and passed four pieces of anti-fraud legislation (the Fraud Crime Hazard Prevention Act, along with amendments to the Communication Security and Surveillance Act, Money Laundering Control Act, and Code of Criminal Procedure) in July 2024 granting law enforcement agencies more powerful tools for enforcement and regulation. In November 2024, the government passed version 2.0 of the anti-fraud guidelines (2025-2026). In addition to the existing strategic framework of identifying, preventing, intercepting and punishing fraud, the updated guidelines introduce a new focus on combating fraud by strengthening oversight in digital economy industries, as well as new measures that enhance AI-based prevention, deepen cross-border cooperation, regulate anti-fraud industries and strengthen victim protections. The guidelines' main goals are to raise fraud awareness, reduce the number of incidents and minimize financial losses, thus enabling the public to live in greater safety.
Major strategies
■ Identifying fraud (via awareness campaigns): Foster proper understanding of the rule of law among young people and promote anti-fraud awareness campaigns targeting key topics and different age groups. Encourage financial institutions to ask confirmation questions whenever customers conduct in-person higher-risk transactions and to promptly block suspicious transactions.
■ Preventing fraud (via telecommunications networks): Require telecom companies to interface with designated databases to assist in verifying user identities. Set up a regular review process to confirm the eligibility status of prepaid card users who are not Taiwanese nationals. Establish a joint security mechanism with telecom providers and the Criminal Investigation Bureau that classifies users as high-risk if they have been reported a certain number of times for fraudulent activity. Require commercial SMS messages containing a URL to be reviewed in advance to ensure they match the company's registered information.
■ Combating fraud (via the digital economy): Require online advertising platform operators to verify the identities of advertisers and sponsors and disclose those identities within advertisements. Develop fraud pattern analysis tools to automate reporting and accelerate removal of fraudulent online advertisements. Create an inquiry platform that compiles account data from third-party payment service providers to facilitate investigations.
■ Intercepting fraud (via money flows): Establish an early warning mechanism to detect domestic bank accounts suspected of fraudulent activity. Encourage card-issuing institutions to enhance their credit card transaction monitoring systems to combat credit card fraud. Promote anti-fraud regulations and self-regulation among virtual asset service providers (VASPs). Intensify measures against cash-on-delivery scams.
■ Punishing fraud (via law enforcement): Broaden the scope of fraud investigations to track down and hold accomplices liable. Strengthen protections for fraud victims, expand confiscation of criminal proceeds and increase restitution of stolen assets. Raise awareness among law enforcement personnel and broader society regarding victim protection laws. Provide victims with consultation and referral services to lighten the burden of civil litigation. Promote international cooperation channels to curb cross-border crime.